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The AmeriPlan Healthô discount card programs of-fer a reduction in the cost of medical, dental, vision, pharmaceutical and chiropractic services. AmeriPlan Healthô benefit programs are not in-surance, nor are they an alternative to or substitution for in-surance coverage. Since they are not health in-surance, members must use AmeriPlanÆ providers and members are responsible for payment to the AmeriPlanÆ providers at point of service of discount health care fees incurred. If you currently have in-surance, you should be aware that canceling that policy often times makes it difficult to later obtain coverage. AmeriPlan Healthô recommends that you speak to your in-surance agent or your company's in-surance administrator before canceling any health in-surance policy for any reason.

AmeriPlan® BENEFITS ARE NOT IN-SURANCE You must use an AmeriPlan® provider and pay the discounted fee at the time of service. Visit here for additional disclosures.